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Easy, the Canadian banking system is and was heavily regulated against the shenanigans that were pulled by American Banks. I'm sure if Conservative party could get away with getting rid of that regulation and oversight, they would (and might have in the later years of their majority; I don't know, I don't follow Canadian politics as much as I used to). We *used* to have stuff that prevented that, but a lot of that was done away with in the name of "freedom" from the Reagan era on to basically Obama, where we added just a *few* back in, though still not enough to prevent it from happening again here (which it will).